HYIP Monitor: Independent Tracking of High-Yield Investment Programs

A HYIP is an online scheme that promises unusually high returns, often 1% or more per day. In practice most are Ponzi schemes: earlier investors are paid with later deposits, until the operator stops paying.

Programs collect crypto deposits and promise fixed daily returns no real investment can sustain. They pay reliably at first, then collapse without warning. Most participants lose their deposit.

Some people withdraw more than they deposit by joining early and exiting before the collapse. That is gambling on timing, not investing. Only deposit money you can afford to lose.

Delayed or selective payouts, disabled withdrawals, disappearing websites, and pressure to redeposit are the usual endgame signs. Our dated scam list records every program we confirm has stopped paying.

Where a program carries a Monitored badge, we have deposited our own money and publish the amount and every payout. Everything else is marked Unverified. We never blur the line.

Most operate as unregistered securities or outright fraud, and many jurisdictions prosecute operators. Participating is legal in many places, but you have no protection when a program collapses.

Request a withdrawal immediately and post your experience in the forum so others can see it. If we have a deposit there, our status will move to Problem as soon as a payment is late.

A program's own site will always claim it is paying. A monitor with its own money at stake has evidence, and a track record you can check against the scam list.